Lindsey McCaffrey

Is your working capital helping your SMB get ahead—or just not fall behind? Many small business owners treat working capital purely as a tool for managing short-term cash gaps and getting through the day-to-day. But it can also be a core driver for seizing new opportunities and investing in revenue-generating activities.

Sales. Customers. Growth. As a small business owner, you’re constantly pulled in every direction. And that can be a problem. Because when time is tight, managing finances can get a little sloppy.

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Mornings without alarms. Time to linger over coffee. And the freedom to enjoy life at your own pace. That’s what retirement should feel like—peaceful, secure, and relaxing. But for many nearing or already in retirement, this time of life can feel uncertain, especially where money is concerned. The good news? It’s never too late to take control of your financial future.

Small towns and rural communities play a vital role in Canada's future, but are often overlooked when it comes to public policy. The conversation needs to change as Canadian governments and leaders work to reshape and boost the national economy, say the Coalition for a Better Future co-chairs.

For small business owners, a supply chain disruption, tornado, or potential lawsuit aren’t just worst-case scenarios. They’re real threats that could jeopardize everything you’ve worked so hard to build. That’s why business insurance is a critical safety net for your SMB’s survival and growth.

As a busy small business owner, your days are jam-packed. It’s natural to focus on what needs your attention right now. However, planning ahead is just as critical to your SMB’s success. That’s where financial forecasting helps.

Imagine landing the biggest game-changing order your small business has ever seen, but you don’t have the cash to fulfill it. You apply for a bank loan—only to wait weeks, which stretches into months. In business, time isn’t just money. It’s survival. Financing delays can cost you big-time—draining profits, stalling growth, and damaging your reputation.

Dreaming of taking your SMB to the next level? Scaling is an exciting way to unlock new markets, higher revenue, and long-term stability. But doing it successfully takes more than passion alone.

Received a “no” to your small business funding request? Below, we’ve provided you with a next-steps playbook for helping you bounce back from a loan rejection, so you can secure the financing you need.

For many small businesses, the holiday season is the biggest sales opportunity of the year. But it can also be the most demanding. In this article, we’ll share how revenue-based financing can empower your SMB to make the most of the holiday season, without overextending your resources.

Late-paying customers. Equipment breakdowns. A sudden dip in sales. For small business owners, instances like these can throw your cash flow completely off track, and fast. Fortunately, this cash flow guide is here to help.

Starting a business in a new country is an exciting journey, full of opportunities and challenges. And while passion and determination are essential, they alone won’t guarantee success. What you need is a clear, actionable blueprint to help you navigate the inevitable hurdles of ownership and keep your business on track.