Award-Winning Freelance Senior Content Writer, Copywriter & Editor ǀ Government, B2B & B2C Clients ǀ C-Suite & Executive-Level Content ǀ Brand Journalist ǀ Content Strategist ǀ 20 Years' Expertise
Blog: A Brief History of the Merchant Cash Advance Industry
At Onyx IQ, we are strong believers in the adage that to know where you’re going, you need to know where you’ve come from. As such, understanding the industry’s history and evolution can help MCA providers better navigate the present and shape the future.
Blog: Debt Settlement Scams: A Guide for MCA Funders
While MCAs offer the flexibility SMEs require, there’s no denying that the shifting economic climate can make debt repayment a significant struggle for some merchants—it’s an unfortunate reality of our times. Alarmingly, this challenging situation has spawned a rise in dubious debt settlement companies.
Blog: Top Merchant Cash Advance Stories: Q2 2023
We’re already halfway through the year, and the merchant cash advance industry has been buzzing with developments. Many of Q2’s biggest MCA stories revolve around the recent rise in revenue advance regulation. But that’s not all there is to it.
Blog: Financing Freelancers: MCAs and the Gig Economy
Gig workers, freelancers, independent contractors, temporary workers. However you refer to this type of working professional, they’re a force of millions (and growing) collectively known as the “gig economy.” But there’s a problem: traditional lenders have yet to meet, let alone understand, the unique financial needs of gig workers.
Blog: Breaking Free From FICO: The MCA Provider Perspective
For decades, lenders have primarily relied on FICO credit scores to determine loan eligibility. And although FICO has long been the gold standard, it’s becoming an outdated model to assess risk. Credit scores never paint the whole picture regarding creditworthiness—as a result, many small and medium enterprises (SMEs) in need of capital are often left out in the cold.
8 Signs That You Should Replace Your Mattress: 2023 Mattress Buyer’s Guide
You get it. A new mattress could be the way to a better quality of life. But if you’re like some people, you may still be hesitant to buy one – choosing instead to suffer every night on your deteriorating mattress. Why? Because the buying can be kind of overwhelming. They all look the same and who knows what’s inside?
Mattress Sizes Guide (2023)
Finding the perfect bed is like finding the holy grail of comfort and support. But with so many sizes available, shopping can feel like navigating a mattress maze. In this guide, we’re diving headfirst into the world of mattress sizes, unravelling each size one dimension at a time.
Firm Mattress Guide (2023)
Ready for a mattress upgrade? Before you jump on the “gotta-get-me-a-firm-mattress” bandwagon, let’s pause for a reality check.
Landing page: Canada’s Best Cooling Mattress Is Douglas
Which type of mattress keeps you cool? Meet the Douglas mattress!
Landing Page: Canada’s Best Adjustable Bed Is the Podium
This bestselling Canadian favourite is winning industry awards and earning massive accolades from customers—find out why!
Blog: MCA: A Guide For Business Owners Seeking Capital
By investing time and effort into the financial education of their borrowers—especially when it comes to the available funding options—alternative lenders can better position their SME clients for sustainable success.
How to Choose a Mattress (2023): Mattress Buyer’s Guide
Are you in the market for a new mattress? If so, this is an exciting time for you! But understandably, it can also be an overwhelming one. That’s where this handy guide comes in. Below, we’ll walk you through everything you need to know about selecting your perfect mattress.
Article: Connecting to Sovereignty with the Waimanalo Community Network
It’s rare a story about the Internet goes all the way back to the 1800s. But in the case of The Independent & Sovereign Nation State of Hawai’i, it does ...
Article: A Tale of Resiliency - Thinking Innovatively About Relationships
When your nonprofit organization is based in a remote region, your people face competitive offers from other employers, and you face constant turnover, how do you maintain a resilient, strong team? According to the Conseil de développement économique des Territoires du Nord-Ouest, it all comes down to thinking innovatively about relationships ...
Article: An Innovative Mindset - If You Believe in Your Employees, Set Them Free
When your small nonprofit team is consistently in readjustment mode, how do you keep your employees motivated and inspired to do great work? In the case of Pillar Nonprofit Network, you give your people opportunities to grow professionally — even if that means they have to take some time away from the organization ...