Lindsey McCaffrey

To steer your SMB in the right direction, you need a clear view of its overall performance and stability. That’s where financial ratios come in, providing quick and meaningful insights into small business financial health.

From managing employees and serving customers to handling day-to-day operations, it’s no surprise that SMB owners may overlook the financial paperwork side of things.
But having your financial documents in order isn’t just necessary for tax season. They also serve as an ongoing foundational pillar for your SMB’s long-term stability and growth.

While most SMEs can benefit from MCA funding, not all SMEs are equally strong candidates. Some are simply better for MCA funders’ business. But who exactly are these ideal clients—and how do you find them?

It’s fair to say that the concept of FPS interlinking represents the cross-border payments equivalent of a video call. Just as digital connectivity has made it possible to talk and see each other halfway around the world, by just holding a mobile device, FPS interliking aims to make digital cross-border payments just as instantaneous.
FPS interlinking is emerging as a new way to move money across borders, connecting fast payment systems (FPS) across different countries. And as the G20 Cross-B...

One of the fundamental responsibilities of running a small business is having a clear view of your finances at all times. Today, tomorrow, and into the future, you need to know where your money is, where it’s going, and how much leeway you have to keep things operational. That’s where working capital comes in.

No customers, no business. It’s that simple. Regardless of how amazing your product or service is, no small business can survive without a regular stream of new customers.
Unfortunately, without a clear plan, all these efforts can fall flat—or worse, waste your limited time and hard-earned money.

Errors sneak into business credit reports more often than you’d expect. When they do, those mistakes can make you appear less creditworthy to lenders. There is good news, however. If something in your report isn’t accurate, there are tried-and-true steps you can take to dispute and fix it.

As a small business owner, you know how crucial your team is to transform your vision into reality and drive growth. But finding the right talent is tough, especially when you’re up against larger companies with more resources. In this article, we’ll share hiring tips for small businesses just like yours.

Running a business is tough, no matter who you are. But as an immigrant in the U.S., you face even more challenges. Below, we dive into the best tech tools for entrepreneurs, including tips and strategies to help your immigrant business thrive in the U.S.

At one time, the CBP One™ app was a helpful tool that allowed asylum seekers in the U.S. to schedule appointments and streamline the application process. However, the app was recently discontinued, with all pre-booked appointments canceled. If you’re feeling uncertain about how this affects your chances of entering the U.S., you’re not alone. We’re here to help you through this confusing and challenging time.

High-stakes lawsuits. Policy shake-ups. New refinancing rules. Onyx IQ is back with another edition of our quarterly series focused on the latest headlines, legal updates, and policy shifts shaping the MCA industry.

In this article, we’ll take a closer look at traditional bank cross-border payments, how they’re falling short, and why the digital route might be a better choice for both consumers and businesses alike. We’ll also explore how digital cross-border payment solutions are stepping up to meet the needs of the modern world, and how they compare to the traditional system.

For many immigrants, achieving financial stability in the U.S. is the ultimate goal. But it’s no easy feat: It’s a journey that requires careful planning and conscious choices.

Advisors and partners who support small and medium-sized businesses (SMBs) are essential in driving growth. One of their main challenges is connecting entrepreneurs with the fast, reliable capital they need to reach their full potential. However, relying on independent funders for financing may not always be the best solution.

As a small business owner, you know how critical funding is to your company’s survival and growth. But securing a loan from a traditional bank? That’s easier said than done.
Thankfully, there’s a faster, flexible and more accessible lifeline out there for small business owners—and it comes in the way of alternative financing.